- Pay safely worldwide
- Simply recharge credit
- Keep transactions in view
BasicCard- once known prepaid credit card
Rechargeable credit card for young adults
The BasicCard is the perfect credit card for our young and safety-conscious customers. It works like a prepaid credit card 1)-recharge simply predetermined balances and pay securely worldwide.
Pay safely worldwide with the BasicCard
Whether you order your BasicCard as a Mastercard or Visa card, you benefit alike from its many advantages. It is accepted by millions of automatic teller machines (ATM) all around the world. Upload money onto your BasicCard and have complete control over your credit card account transactions. This is ideal for young adults.
With the BasicCard, the former prepaid credit card, you have everything under control.
You have 24h control over your transactions through the Internet, your transaction activities and per telephone; our service hotline can be reach under +49 721 1209 66001.
You can upload money onto your BasicCard comfortably as a money transfer or an automatic money transfer.
You can only spend the amount available on the BasicCard.
The budget is preset- usually up to 2,000 euros.
You can pick out a design for your BasicCard.
Choose your PIN
With your BasicCard, you have the option of choosing your PIN number on any of our Volksbank and Raiffeisenbank Automatic Teller Machines through “PIN verwalten”. It is free and you can change your PIN whenever you'd like. However, it is important to avoid choosing evident password combinations such as your birth date.
Choose your card design
Choose your favorite design for your BasicCard and register for your personal credit card by your Volksbank Kaiserslautern-Nordwestpfalz eG.
1) It may in certain cases lead to offline transactions, which may also lead to a negative balance, for example, at toll booths, parking garages, in charges for use abroad, when using ATMs or use to bail purposes, for example, hotel or car hire agencies.
Inclusive safety package
As owner of the BasicCard from your Volksbank Kaiserslautern-Nordwestpfalz eG, you can enjoy the following security benefits:
- Everything at a glance: Per transaction overview, online or mobile banking, you always control and an overview of your account such as account balances and current transactions, anytime and anywhere. This service is also available through our hotline
- EMV Chip: the integrated chip offers additional protection against abuse and falsification of card information.
- 24-hour lock service: Of course, our hotline is available to freeze your card in case of loss or theft--24 hours a day, 365 days a year. When you freeze your account, you can order a replacement card and transfer your existing balances directly to the new card, which you receive within a few days.
- Zero liability, in case of damage: In the case of improper usage by third parties, you are not liable for damages, if you have taken basic precautions with your credit card—for example, separate storage of PIN and card.
It's services in an emergency:
24-hour lock service: Of course, our hotline is available to freeze your credit card account in case of loss or theft—24 hours a day, 365 days a year.
And in case of loss or theft of your credit card abroad, you also receive a replacement card and cash (optional) within a few days.
With modern safety procedures MasterCard SecureCode or Verified by Visa, online payments are now even more secured.
Control over your spending
The BasicCard (formally prepaid credit card) has no embossing and therefore can not be read with mechanical devices, the so-called “imprinters”. If you want to pay with your BasicCard, check with the ATM company online if your card is accepted. An overdraft is usually not possible. It may, in certain cases, lead to offline transactions, which may also lead to a negative balance, for example, at toll booths, parking garages, overseas transactions, when using ATMs or as a money deposit for a hotel or car rental.
|Account models||Annual price
|MeinGiro|online||19,90 Euro p.a.|
|MeinGiro|klassik||19,90 Euro p.a.|
|MeinGiro|premium||19,90 Euro p.a.|